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PaxExact

Early access

Property-loss estimating, built for evidence.

PaxExact is an estimating platform for property insurance claims — built so every line in the final estimate traces back to a photo, a measurement, or a priced source, not just an adjuster's say-so.

Request early accessSee how it works

Early access. Capabilities below are in active development — see the product page for what's real today versus what's being built.

8 capabilities live · 7 in beta · 10 coming soon · 11 planned

See the full, dated capability matrix →

estimate line item — pricing block
{
  "description": "Paint walls, 2 coats",
  "quantity": 480,
  "unit": "SF",
  "pricing_state": "UNPRICED",
  "reason_code": "CATALOG_MISS_NO_OBSERVATIONS",
  "source_class": "MANUAL",
  "completeness": "INCOMPLETE_UNPRICED",
  "valuation_state": "RCV_ONLY_NOT_DEPRECIATED",
  "total": 420.00 (partial)
}
Illustration of PaxExact's estimate contract (v1). Not a screenshot.

The workflow

Five steps, one traceable file

Every step exists to keep the final estimate connected to the evidence behind it — not to add process for its own sake.

  1. 1

    Capture the evidence

    Photos and measurements tied to the loss, not a free-text description of it.

  2. 2

    Structure the scope

    Damage observations and line items stay linked to the evidence that supports them.

  3. 3

    Human review, every time

    Nothing advances to a priced estimate without an adjuster's approval.

  4. 4

    Price against a managed registry

    Pricing data carries its own source and confidence — never a single unexplained number.

  5. 5

    Produce a defensible case file

    One output that carries the evidence, the scope, and the pricing together.

Who it's for

Built for the people who stand behind the number

Public adjusters and the estimators and contractors they work with — anyone whose name is on the estimate when a carrier pushes back.

See who it's built for →

Platform

Start with estimating. Add only what earns its place.

PaxExact is modular: the estimating product stands on its own, and claim adjustment, commercial, contents, capture, integrations and back-office are modules you add when they pay for themselves. Every one shows exactly how much of it is in production today.

See the platform and its modules →

How we build it

Evidence over assertion

Every number traces to a source

A number in an estimate either traces to a photo, a measurement, or a priced source — or it doesn't appear.

A person approves every scope

PaxExact assembles and links evidence. A licensed professional decides what the scope actually is before it's priced.

Status is labeled, not implied

This site distinguishes what's shipped from what's being built. Early access means exactly that — not a marketing euphemism.

Knowledge center

Read how the estimating actually works

Plain-English articles, the methodology behind the numbers, and a glossary of the terms used throughout.

Knowledge centerMethodologyGlossary

Tell us how you estimate today.

Early access is limited while the platform is built out. Describe your workflow and we'll follow up.

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